Here is the uncomfortable arithmetic of shipping: carrier liability is legally limited, often to a fraction of cargo value. A standard ocean carrier's liability can work out to a few dollars per kilo - meaningless against a container of electronics. Cargo insurance exists for that gap, and it is cheaper than most shippers assume.

Brandmax arranges cargo insurance alongside your shipment - marine cover for sea legs, air cargo cover, and transit cover for the road journeys in between, including warehouse-to-warehouse terms that protect the goods from your supplier's door to your customer's.

Cover options range from all-risks (ICC 'A') for full protection to named-perils for leaner budgets, and documentation can be issued to satisfy letter-of-credit and bank requirements. If something does go wrong, we manage the claims process with you - surveyors, documents, settlement - rather than handing you a policy number and wishing you luck.

What is included

All-risks (ICC A) and named-perils cover options
Sea, air, road and warehouse-to-warehouse policies
Certificates for bank and letter-of-credit requirements
Cover for single shipments or annual open policies
Claims documentation and settlement support
Premium guidance matched to cargo value and route

Who it is for. Every shipper - but especially those moving high-value, fragile or irreplaceable cargo where carrier liability would cover only a small fraction of loss.

How it works

Tell us the cargo

Description, value, packing and route determine the right cover and premium.

Cover is placed

Insurance is bound before the shipment moves - certificates issued immediately where banks need them.

Travel protected

The policy covers the agreed journey warehouse-to-warehouse or as specified.

Claims if needed

If loss occurs, we coordinate the survey and documentation and follow the claim to settlement.

Frequently asked questions

Is cargo insurance really necessary?

Carrier liability is legally limited and usually covers only a small fraction of cargo value. For anything you cannot afford to lose, insurance is strongly recommended - and it typically costs a small percentage of the goods' value.

What does all-risks cover include?

Physical loss or damage from most external causes during transit - subject to standard exclusions like inherent defect or improper packing. We explain the exact terms before you buy.

Can you insure just one shipment?

Yes - single-shipment cover is standard. Regular shippers can also arrange an open policy covering all movements automatically.

Cargo Insurance